Why You Should Ditch Spotify & Apple Music for TIDAL

I’ve been a long time supporter of Spotify for years. They’ve given me practically everything I’ve needed with the paid version – a good user interface, no commercials, over 35 million songs, great recommendations based on their special algorithm, and quality of 320Kbps AAC. I was happy, I didn’t think I needed anything else.

But being the music snob that I am, I like to test out new products and platforms that make their way into the space. When Apple Music was announced, I was optimistic. I’m an Apple gal through and through – laptop, desktop, iPhone, iWatch – you name it, I love it. I’m sure to love this too, right? Well, let’s just say I was happy I hadn’t canceled my Spotify Premium subscription. The interface was terrible – practically unusable. And to top it off, the sound quality, 256Kbps AAC, just wasn’t up to par when listening on my home sound system. Sure, Apple Music may have a 45 million song library (roughly 10 million more than Spotify), but that doesn’t make up for the shortcomings. I immediately canceled my Apple Music free trial.

I remember first hearing about TIDAL in 2015, but the talk around it wasn’t positive and I was content with Spotify so I just let it be. But over the past year, more and more talk about the sound quality had me interested. I found a link for 30 free days of TIDAL and signed up to test it out.

Sponsored: Experience Tidal now by clicking on the banner below.

 

The first thing I noticed was the interface. It’s quick, clean, easy to use, with Spotify-like algorithmic recommendations. Check, check and check. Now onto the good stuff: sound quality.

Let’s just say – it definitely checks out. When listening on my Bose SoundTouch 30 sound system, the songs were clearer, crisper, and more defined. While TIDAL also streams at 320Kbps AAC like Spotify, the TIDAL HiFi subscription uses FLAC files which offer supreme CD-quality audio. Spotify and Apple Music both stream using MP3/AAC files, which are compressed to decrease file size and result in a much lower sound quality.

TIDAL also recently released a new music format: Master Quality Authenticated. This format sends music directly to your speakers or headphones as it was recorded in the studio – basically the way it was intended. Not every album has this format available, but they are releasing more and more each week, and the sound is absolutely superior to anything i’ve listened to before.

On top of all of that, TIDAL has more than 60 million music tracks (70% more than Spotify), 75,000 music videos, beauty tutorials, exclusive tracks, and exclusive early access to concerts and special events. It was a no brainer for me – I cancelled Spotify and haven’t looked back.

I urge you to experience 30 free days of TIDAL for yourself. You can cancel anytime before your trial period ends and you won’t be charged a dime. Or you keep listening for $9.99/month. It’s that easy. Trust me, you won’t look back!

5 Ways to Know Your Marriage Is Over

When you’re struggling in your marriage, one question you may have is how do you know when it’s really over. Many couples will argue for years before they decide to call it quits. However, there are some couples who will get upset with one another for a couple of months and decide to go their separate ways. In either case, the decision to end a marriage isn’t an easy one. The following are some of the ways you can know if your marriage is over or not.

Abuse

If there is domestic violence in your marriage (physical, mental, emotional or sexual) and the perpetrator doesn’t want to get help, it’s best to leave the marriage. While domestic violence can go on for years or even a lifetime without leading to death, not everyone is that lucky. Unfortunately, people don’t know how far it will go.

Affairs

Affairs are another reason people get divorced. Some people stay together after infidelity, but that’s after each person has agreed to work on the marriage. If one person is unwilling to work through what has happened, it usually won’t work and the marriage will end.

Unwillingness to Improve the Marriage

When one person is unhappy in the marriage and the other person doesn’t want to do anything to improve it, the person who is unhappy will have to make the hard decision to end  it. Some people stay in marriages forever being unhappy, while others decide they don’t want to live that way. This is the question you will have to ask yourself if you’re in this situation.

Abandonment

When one person has abandoned the marriage, it’s time to make a decision of how to proceed. Abandonment is a legal issue that will need to be handled by a competent family lawyer. According to Tamia Y. Tymus, a family law attorney at Frasier & Griffin PLLC in Raleigh and Durham, NC, you can use marital abandonment in court to prove fault in the divorce. This can help with getting spousal support, custody and even child support.

You can learn more about this in this video:

#FreeAdviceFriday – Attorney Tamla Tymus explains legal abandonment.

Today, Attorney Tamla Y. Tymus explains the concept of legal abandonment.

Posted by Frasier & Griffin PLLC on Friday, December 14, 2018

 

Counseling Is Just Not Working

Before getting a divorce, it’s a good idea to seek marital counseling. If the counseling doesn’t help resolve the problems in the marriage, then it might be better to separate and divorce.

Take your time as you decide whether you should get a divorce or not.  It’s not an easy decision, and it shouldn’t be decided on in haste. Stick it out until you know for sure that is your only choice.

 

I Tried Nurx, the Subscription Birth Control – Here’s what Happened

Okay ladies – listen up. We all know how frustrating and time consuming getting our birth control is. You have to make an appointment, which alone can sometimes take weeks to get in, then you have to take time off of work or school to actually go see the doctor, then take the prescription to the pharmacy, wait for the prescription to be ready, and then go pick it up. And on top of all that, if you work for a company whose insurance doesn’t cover birth control, AHEM – Hobby Lobby, it can be even more frustrating. 

It’s 2019 – there’s gotta be other options, right?

Yep! There’s a new player in the market – Nurx. Currently being labeled the Uber of birth control, Nurx is the new subscription service you actually need. Okay we also need our groceries delivered, but that’s a given.

I’m a single woman in my late 20s and figured I needed to do my due diligence, try the service myself, and pass along the info because it’s time we innovated this process. 

Sponsored: Try Nurx now by clicking on the banner below.

 

Nurx (pronounced Nu-ar-ex) is a start up, dedicated to alleviating the lengthy (and expensive) process of getting birth control, allowing easier access for all – whether you have insurance or not. All you have to do is create an account and fill out your basic health information (like your height and weight). You also need to know your blood pressure. My local grocery store has a free blood pressure machine so I stopped in there on my way home from work. If your grocery store doesn’t have one, check CVS or Walgreens!

Once your basic information is filled out, you’ll be matched to a doctor who will choose the best birth control pill for you based on your health information and preferences. If you have insurance it’s completely FREE! If you don’t have insurance, it’s only $15/month – way cheaper than the $75 I was previously paying.

It took a few days to process, but once I received the shipping notification, it the next day. That’s right ladies, the NEXT DAY! I don’t think it can get any easier than that. I am so happy that I never have to go to the doctor or pharmacy for birth control again! It gets delivered to my house, as I need it. I can’t say enough good things about this company.

If you want to try it out – sign up here!

Learn a Second Language with Rosetta Stone

With so many benefits of learning a second language, there is no reason not to do it.

  • Boost Brain Power
  • Improve Memory
  • Enhance Ability to Multi-Task
  • Sharpen the Mind
  • Reduce and Delay Dementia
  • Enhance Decision Making

Sponsored: Accent Your Life by clicking on the Rosetta Stone banner below.

 

In the busy world we live in though, it can be difficult to find the time to learn a second language. Most people don’t have the time to take a class at a local college. They don’t want to sign up for an online class because they can get overwhelming as well.

What people need to learn a second language is the ability to bring the lessons with them where they go. They need the audio to listen to as they are in the car, taking a walk or even cooking dinner. Being able to bring their lessons wherever they go makes it possible for them to learn while continuing to live.

Of course, just being able to listen to words isn’t enough. It’s important to read and write the language. This can be a bit more difficult, unless you have someone to help you. That’s when a tutor can be highly useful. With regularly scheduled times to meet with a tutor, you can easier fit them into your busy life. Those times can be when you do something for you and your future. You will be so happy you did it too.

Learning a Second Language Easily

How do you get all of this though? No, you don’t have to purchase audio files, books, and more to get started. You don’t have to search for a tutor. Instead, you can simply sign up for the world’s best language program – Rosetta.

Rosetta provides you everything you need to learn a second language. 

They have a proven method from 20+ years of extensive research. Their program has been crafted by expert linguists. This improves performance and delivers quick results.

With TruAccent technology, you can learn a second language by mimicking the speed and tone of the words as you speak aloud. It’s amazingly easy to do.

Tutors are included and they are native to the country where the second language is spoken. This helps you build conversation skills and guide you through important lessons. There’s even video for face-to-face interaction. which can greatly help build confidence.

A new, but amazing addition to the Rosetta program is Stories. This intuitive and fun technology allows you to read and record stories to receive feedback on pronunciation.

Rosetta Stone has been recommended by the best media outlets, such as Macworld, TechCrunch, and CNN.

If you’re not convinced it’s for you – watch and learn about Peter’s Story here.

Get Started TODAY

You can get started today with the language of your choice, just click here. If you have any questions, feel free to click on the chat icon on the lower right hand side of the screen.

A FREE DEMO is available for you. Choose from Spanish, English, French, Italian, or German.

We hope you’ll open your mind and world by learning a second language. The benefits are incredible and your life will be greatly improved.

Crocheting for Stress Relief

Crocheting does the body AND mind good!

Crocheting helps people relax. It keeps their mind active, so they can process some of the mental stress they deal with each day. Just a few minutes of crocheting can lower anxiety levels significantly, which has many health benefits, such as:

  • Lower risk of heart disease
  • Decrease blood pressure
  • Better sleep
  • Lowers irritability and restlessness
  • Staves off dementia

 

When starting to crochet, most people find that they simply want to make blankets. It’s the easiest project since all you have to do is crochet back and forth.

There are only so many blankets you can make, though.

For those who are ready to take it to the next level, can find many crochet patterns online. Many of these crochet patterns are free, like the ones at AllFreeCrochet.

This website has a wide variety of crocheting patterns for you to use to create different items. Shalls, sweaters, scarves, and more can be found on this website. You don’t have to pay for the patterns, and they can be accessed at any time that you need them.

What else does AllFreeaCrochet provide?

FREE eBooks

Yes, you can download eBooks on crocheting. This means you don’t have to be online when you are crocheting. You can use these eBooks to improve your crocheting skills by learning different types of designs. You can also follow patterns in this eBook on your phone or computer while you are away from home and Wi-Fi.

Giveaways

Not only do you get free crochet patterns, but you can also enter in giveaways. Many of the users of AllFreeCrochet win these crochet-related prizes, so you should give it a try.

Collections

You will find many different types of patterns. When you find a collection of patterns you like, you can continue to go to them simply by clicking on Collections. This will show you the different categories of patterns, and you quickly and easily, you can get the patterns you need.

Tutorials

Can’t figure something out? No problem! Try out the Tutorials section of the website. This will take you step-by-step through the process of your first project.

Videos

Do you learn best by watching someone doing it? Check out the videos that are available. You can watch the videos, rewind them, fast forward them, and pause them. This can make learning new ways to crochet much easier and make your projects a success.

Show Off

AllFreeCrochet is a community of people who love to crochet. You can submit your project so others can see the beauty you have created for yourself or someone else.

If you end up at the level of creating your own patterns, you can show off those as well. It’s a great way to help those who need it, just like you did.

Check Out AllFreeCrochet

AllFreeCrochet is available right now. Go ahead and browse the patterns to choose one that you would love to do. Look around to see what else you would like to participate in as well. It’s a community of people who love to do what you do – crochet.

5 Decorating Tips for Anyone on a Budget

Well designed homes shouldn’t only be sanctuaries for the wealthy. If you’re pinching pennies and on a budget, you too can have a home you love.

Sponsored: Save up to 70% on furniture and decor at Wayfair.com. Sign up and receive a promo code for 10% off. Click the banner below!

As an interior designer, I’ve had years of experience creating beautiful homes for people of all income levels. Read on for the best budget-friendly decorating tips so you too can create a home you’ll love and want to share with others!

Clean and get organized


First and foremost organize and clean your space. Many people skip over this step, not realizing the extent that clean shelves and shiny floors can do for the quality of home. Begin in one room, making piles of things you want to give away and things you want to throw out, and then move onto the next room. The more you get rid of, the more mental clarity you will feel. Then, it’s time to pull out your cleaning supplies, roll up your sleeves and get to work. Get rid of the dust bunnies and shine your floors because the fun part (decorating) is coming up next!

Paint an accent wall


Paint is a cheap, quick and easy DIY project that can drastically change the entire look of your home. And you don’t need to paint the entire room, a simple accent wall can have the same impact. Depending on the size of your accent wall, one quart or liter should be enough. One quart of paint covers up to 100 sq ft and a 2.5 liter can covers up to 260 sq ft. I suggest choosing a paint that already has a built in primer, so all you need is one coat. Best part: this can be done in a few hours!

Do it yourself


Don’t be afraid to use your own hands and creativity to create your own decor rather than buying them. Is there a that you really want but don’t want to pay $400? Pull out some paper, acrylic paint and use that painting as inspiration for your own rendition. Don’t want to spend $350 on that entryway bench? Get a cheap wood shelf, buy legs on Wayfair or Etsy, screw them in with a drill, and voila! Jump in and see what you can create. You’ll be surprised at your own talents!

Re-purpose what you already have


Make the most of what you already have and “shop” your own home! You don’t necessarily need to buy anything new to decorate a space. Try moving that accent chair or piece of art to a different room. Do you really need new kitchen cabinets, or can you paint them and add on new hardware? Are there beautiful hardwood floors under that old carpet? You’ll be amazed at the gems you already have!

Shop discount stores

I’ll find inspiration for most of my designs on blogs, Instagram, and magazines to get an idea of the type of pieces that i’m looking for and then browse discount stores or flea markets to find those pieces for much cheaper. My favorite is Wayfair because they have so many different items, ranging from furniture and decor, to kitchen utensils and outdoor, all in different design styles at up to 70% retail price. I found an entryway bench on Wayfair that looks almost identical to one that I found at West Elm, for $400 less. Anyone walking through my home would never know! Check it out and see what you can find!

Decorating on a budget isn’t impossible! Use these tips to get started and don’t be afraid to try something new. Put on your interior design cap and see what you come up with!

The Best Ways To Make Friends After 60

Connections and close relationships are vital to our health – physically, mentally and emotionally, as well as to our self esteem, energy and longevity of life. After 60, you may find that you have resistance to new connections and relationships and you may be asking yourself – where do I even meet new people? This was my thought at age 61, and I can assure you it is a common thought pattern among your peers. But rest assured, there is a myriad of options for you to explore. See below for the list that I began to explore just a short 3 years ago that I think will help you.

Volunteer
Get the positive energy flowing by working with others for a good cause. Whether you decide to help out at your local animal shelter, feed the homeless every week, or something else entirely, there’s a volunteer option to fit everyone.

Join AARP & connect with your neighbors
AARP has a multitude of resources for seniors, ranging from careers to caregiving, as well as creating a community for like minded seniors. Right now they are celebrating Good Neighbor Day which is happening on Sept. 28. Sign up for their Connect2Affect and the AARP Daily Newsletter for even more ways to connect with your neighbors and community.

Click the banner below to sign up!

 

Learn something new
Do you miss challenging yourself and learning something new? Your local community college or university offers informal, continuing education classes for adults. So whether you want to take a hand at becoming a sommelier, learn a new language, or take a creative writing course, it’s never too late. Some classes are even free!

Check  out your local senior center
Senior centers have expanded past your typical bingo night, into a variety of activities, day trips and retreats. Stop in, talk to someone, and begin creating a local community.

Become a mentor
Talk to your friends and family about any opportunities to get engaged with the younger generations. Connect with them and find out how they are shaping the world today and how your wisdom, knowledge and experience can assist in moving this world forward.

Get a part-time job
If you’re retired, get a part-time job for a few hours per week. It will get you out of the house, doing something other than sitting in front of the tv, and making a little extra cash on the side

Above all else, it’s important to know that there are other people your age who are also looking for new friends and connections. It’s not something that everyone wants to admit they want or need, so get out there, try something new and start the conversation!  

*Disclaimer: This article was written to promote AARP.

5 Simple Ways to Create a Luxurious Spa Day At Home

There is nothing more relaxing and enjoyable than pampering yourself with hours at your favorite spa. I’m talking a full day of sipping tea, relaxing in the sauna and hot tub, getting a facial, and maybe even a massage. But realistically, this won’t always fit into our schedule or budget. Thankfully, we can recreate a spa like experience at home in just a few simple steps. Read on to find out how!

  1. Create your sanctuary. The ambiance of a spa feels so special because all five of your senses are engaged. You want to make sure to incorporate elements that are pleasing to you – to your sense of sight, smell, taste, touch, and hearing. Set the lighting, perhaps a low-light lamp, light a few scented candles, choose your favorite instrumental music, make yourself a cup of cucumber water or herbal tea, and drop in to the space.
  2. Gather the best products. You want to ensure you have products that you love, that are good for your skin, and that feel luxurious. I’m currently obsessing over Copper+Crane’s entire product line! The Shimmering Bath Oil Soak is my favorite, and a perfect way to create a nourishing milk bath at home. Your skin will feel rejuvenated, moisturized, and the softest it’s ever been after just one bath. I’ve also been using the Radiance Mask once every couple of days and my skin has gotten clearer, brighter and overall, healthier. Check them out for yourself. 

    Click the banner below and sign up for their newsletter to get 20% off your first purchase!

  3. Make a bundle of hot towels. When giving yourself a facial, you don’t want to be running back and forth to the sink to wash your face every step. Load up on the softest cotton towels, soak them in hot water with a few drops of lavender and eucalyptus essential oil, and wring them out until just slightly damp. Use these towels to gently wipe the products off your face, breathing in the aroma of the essential oils for an additional calming effect.
  4. Dry Brush. Dry brushing is a simple way to exfoliate, improve circulation and make skin smoother. Before stepping into the bath or shower, grab a body brush and begin brushing your body in short, circular strokes, starting at your feet and moving upward. Follow up with a hydrating lotion post-bath or shower and repeat a few times per week for best results.
  5. Relax. While steps for a facial, mani or pedi are important, make sure you Include time in your spa day for complete relaxation. Slice cucumbers or refrigerate soaked chamomile tea bags and place over your eyes for 10-15 minutes, and zone out.

And remember, a spa day doesn’t have to cost hundreds of dollars and hours at a time. You can create your own sanctuary at home, for a fraction of the price! Take time for yourself, you deserve it!

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5 Ways To Shop On A Budget

Yes, I admit it, I like to shop. I wouldn’t say it’s a problem, although my husband may disagree with me… I’d classify myself as a smart shopper. It’s how I grew up – often frequenting discount stores and the sales racks. On our shopping days, my mom would give me $15 and I’d do everything I could to squeeze as many things out of it that I could. I treated it like a game, and nothing has changed since then. I’m always on a hunt to find the best deals, rarely paying full price for anything. I’ve compiled my top 5 savvy shopper secrets to help you get started too!

Sign-up For Free

Join daily deal shopping sites. There are so many different daily deal websites out there, but my favorite is Zulily. They offer up to 70% off your favorite brands and have products for the whole family including clothes, shoes, accessories, electronics, housewares and more! New daily deals start every morning at 6am so they always have something new. Just last week I found a Rose Gold iPhone 7 Plus for over $120 off retail price! Needless to say, that was my daughter’s favorite birthday gift, and my favorite discount thus far. Sign up today and see what kind of deals you can find!

Shop your local yard sales, estate sales, thrift shops and flea markets. You know what they say, one man’s trash is another man’s treasure. It takes patience, you have to dig through a lot, but you never know what you are going to find! Some people aren’t even aware that their vintage goods are worth a pretty penny. I’ve found some beautiful vintage jewelry pieces, baskets, and even vinyl records for a fraction of what they are worth. Don’t be afraid of used items – this just means they have a story.

Sign up for email alerts from your favorite retailers. Taking 3 minutes of your time to sign up for email alerts has potential to save you up to 50% on future purchases. You almost always get an initial 15-20% off code in your email, and retailers will continue to send you coupon codes a couple of times per month. Never pay full price again! A few retailers will also notice when you put something in your cart and exit out of your browser. Since they want you to complete your purchase, they will oftentimes email you a coupon code to entice you to finish. Just a little trick to think about when you are eyeing those shoes!

Search for online coupon codes. This is the quickest and easiest way to save a few bucks. Popular online retailers almost always have some sort of coupon code, whether for a percentage off, free shipping or a free gift. Do a quick Google search and you’ll see dozens of coes just waiting to be used.

Visit designer retailers, outlets and sample sales. While one side of me is happy to pick up a $9 tee from Target, another part of me really wants that $350 pair of stilettos. Life’s a balance, right? So when the designer item is calling my name, i’ll first seek out the outlet. I’m lucky to live about 45 minutes from a large outlet center, and have found many deals on clothes and furniture pieces I had my eye on. If the outlet doesn’t have what you are looking for, check out sample sales. Designers often slash prices up to 90% because they simply want to get rid of it. Oftentimes the merchandise was used in advance showings, fashion shows, or presentations so sizes and quantities are limited. But if you have a common size 7.5 foot, you can find some amazing deals!

So the lesson of the day –  don’t stop shopping, just shop smarter! You can still look and feel fabulous without spending a fortune. Happy shopping!

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Ways To Save Money

What if you could easily start saving money today? Keep reading to learn how I changed my habits and started saving over $500/month in my free time.

We all know saving money isn’t fun. A few months ago I was like many of you: in over my head in debt without a dollar saved. I started working on the steps below and now I’m saving thousands with not that much effort. I not only began saving money, but actually started making money too. It’s all about changing your habits and incorporating new routines into your day to day.

Sponsored: Activate 3% Cash Back Now with eBates! Click the banner below.

These are all ideas that I’ve tested for months, so I know you too can benefit from them. My hope is that by sharing the process I follow, I can help you start saving too!

1. Change Your Bank Habits

It’s very easy to keep all your money in one single checking account. The problem here is that the money is too accessible. You’re out with friends and they want to go shopping or grab a bite to eat. We’ve all been there: regrettably pulling out our debit card to make a purchase we really can’t afford. Solve this problem by doing the following:

  • Open a savings account and set up automatic deposits from your checking account. One of the best ways to save money is automatically set aside money every month so you don’t have to remember to set aside. I would suggest 10% of your paycheck. Some banks will even give you 1% interest! (literally earn free money just for having a positive balance)
  • Remember do not touch it unless it’s an emergency! Life is unexpected and it’s good to have an account you can easily access in case of an emergency.

 

2. Earn Money For Your Opinion

I started taking surveys online while watching TV on the couch. I was always on my phone anyways, so I figured I could get off Instagram and start making money. Out of all the survey companies I tested, I found MyPoints and MySurvey to be the best. Why? They both had the highest paying surveys (some up to $90) out of all other websites I tested. The rest of the surveys pay a few bucks and only take around 10 minutes to complete, making it relatively easy to earn extra money. Just on commercial breaks I was able to earn over $70/month from both combined.

3. Be Smart About Where You Make Your Purchases

Or rather, make sure you are making purchases through the right websites so you can earn cash back. Yes, sites like Ebates will give you cash back to make purchases that you would have made otherwise. Every time I shop online now, I check to see if I can make the purchase on Ebates to earn a little extra on the side. I’ll find what I’m looking for 80% of the time. They even give you a $10 bonus just for signing up and making your first purchase. Just the other day I bought a pair of Converse shoes and earned 5% cash back. That’s money I wouldn’t have seen otherwise. Now when I shop, they deposit my cash back directly into my account.

Registering is completely free and they even give you a $10 Welcome Bonus. If you’re already going to buy from these stores anyways, you might as well get cash back for it on Ebates.

Here’s the link to sign up for Ebates

4. Make Extra Cash

In the past, I would look for jobs around town but it was almost never worth the effort. One of my good friends recommended that I try Swagbucks.com to make extra money on the side. I instantly made $5 just for signing up… At first I was skeptical, but it started to pay off once I found out how to use it correctly. Here is my Swagbucks winning strategy:

  • Complete the high paying free trial offers first. They offer the biggest payouts and can be completed in under one minute. I initially signed up for 5 different free trial offers and made over 2,500 SBs. That alone got me $25.
  • Visit the walls under the “discover” tab. They have great new offers constantly rotating.
  • Find repeatable offers. Every two days I go back to the Acorn offerwall just to print coupons. That’s 8 SB every 2 days just for clipping coupons that help me save at the grocery store!
  • Shop on Swagbucks. Similar to Ebates, you can make purchases at popular online stores and earn points. Last month I bought a new pair of Nike shoes for $59 and received 1,199 SB. I literally earned $10 just for making the purchase through Swagbucks.

 

What I really liked about Swagbucks is that my account was credited almost instantly so I was quickly able to cash out.

Use this link to get $5 just for signing up

One final note before I get going: The one mistake I made through this all was never really getting started. I dabbled into a few of these options but never fully embraced it. Don’t let that happen to you, get started right now, no excuses!

Disclosure: Some of the links in this post are affiliate links. That doesn’t change the fact that we do recommend all of the websites listed! 



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